body {
	text-align: center;
	margin: 0px;
	padding: 0px;
	background-image: url(bkgrnd_2.jpg);
	background-repeat: repeat-x;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 100%;
	color: #000000;
}
#holder {
	width: 900px;
	text-align: left;
	margin: 0 auto  0 auto;
	background-color: #FFFFFF;
	background-image: url(bkgrnd_4.jpg);
	background-repeat: no-repeat;
	background-position: top;
}
#header {
}
#nav {
	width: 160px;
	float: left;
	padding-top: 20px;
	background-color: #003947;
}
#content {
	margin: 0px 5px 10px 165px;
	padding-top: 15px;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #003947;
	margin: 0;
}

.separator {
clear: both;
height: 0;
}
#footer {
	padding: 5px;
	border-top: 1px solid #877D6C;
	font-size: 80%;
	color: #736B5E;
	background-image: url(bkgrnd_3.jpg);
	background-repeat: no-repeat;
	background-position: bottom;
}
.callout {
	color: #FFFFFF;
	margin: 0;
	padding: 20px 10px;
	font-size: x-small;
	font-family: Arial, Helvetica, sans-serif;
	line-height: 2em;
}
.brclear { 
     clear:both; 
     height:0; 
     margin:0;
     font-size: 1px;
     line-height: 0px;
}
p {
	font-size: 80%;
}
#content p {
	line-height: 130%;
}

#nav a:link {
	color: #FFFFFF;
	text-decoration: none;
	font-size: 10px;
}

#nav a:visited {
	color: #CCCCCC;
	font-size: 10px;
	text-decoration: none;
}

#nav a:hover, #nav a:active, #nav a:focus {
	color: #FF0000;
	font-size: 10px;
	text-decoration: none;
}
#right {
	width: 150px;
	float: right;
	background-color: #FFFFFF;
	padding-left: 10px;
	border-left: 1px solid #cccccc;
	border-bottom: 1px solid #cccccc;
}
.smallcopy {
	color: #FFFFFF;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
}
.footer1 {
	font-size: 80%;
	color: #333333;
}
.btmnav a:hover, .btmnav a:active, .btmnav a:focus {
	color: #FF0000;
	font-weight: normal;
	font-size: 9px;
	text-decoration: none;
}
.btmnav a:link {
	color: #666666;
	text-decoration: none;
	font-size: 9px;
	font-family: Arial, Helvetica, sans-serif;
}
.btmnav {
	color: #666666;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-decoration: none;
}
.btmnav a:visited {
	color: #999999;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-decoration: none;
}
.info {
	padding-bottom: 10px;
}
.home_copy {
	color: #FFFFFF;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 3em;
}
.smallhome {
	color: #FFFFFF;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	margin-left: 0px;
	padding-top: 5px;
	padding-right: 5px;
}
.navcopy {
	color: #FFFFFF;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
}
.body_copy {
	color: #000000;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 1.6em;
	font-weight: lighter;
}
.bullet_copy {
	color: #000000;
	margin: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	line-height: 16px;
	padding-top: 5px;
	padding-bottom: 5px;
}
h2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #003947;
	margin: 0;
	line-height: 1.2em;
}
.bull {
	color: #000;
	font-weight: bold;
	font-size: 12px;
	line-height: 16px;
	padding-top: 5px;
	padding-bottom: 5px;

}